Drive into 2026 with these new auto rates!
Loan APR% as low as
| Loan Term | Up to 36 months | 37 – 48 months | 49-71 months | 72-83 months | 84 months |
| New or Used Up to 3 years | 3.49% | 3.95% | 3.95% | 4.95% | 5.25% |
Disclosures
– Advertised “as low as” annual percentage rates (APR) assume excellent borrower credit history. Your actual APR may differ and will be based upon several factors, including credit history, loan type, model year, mileage, term, and loan amount. Rates subject to change.
– Loan terms greater than 72 months available for vehicles with fewer than 7,500 miles.
– Minimum loan amount is $50,000 for terms of 84 months
Vehicle Financing
You’ll love working with us for a Simple loan application process – it takes just minutes!
- Refinance your current loan balance with other lenders for a better rate!
- Flexible loan terms to lower your monthly payment or extend your term
- Add great rates for GAP and Warranty Products
- Apply online and use our Mobile app (for Apple or Android)
- Set up easy recurring payments through REPAY
Car Buying Tips for a Great Experience
Pre-approval of your loan application is a valuable bargaining tool when negotiating with dealerships. *Lending terms may be different for used vehicles. Please view our rates for current used vehicle term limits.
Please submit proof of insurance for your auto loan to the address below. Proof of insurance must show that Brazos Star Credit Union is the lien holder (loss payee) on the vehicle with full coverage insurance and the amount of deductibles for comprehensive and collision protection is not to exceed $500.00.
Brazos Star Credit Union
701 Harvey Road
College Station, TX 77840
Fax #: 1-979-846-6866
E-mail: help@brazostarcu.com
Auto Insurance Notice
Please call us if you have any questions regarding the coverage requirements. Have your insurer fax or email a copy of your declarations page to the credit union for easy transmission.
Within ten (10) days of the funding date of a loan, proof of insurance is required to be furnished by the member or their insurance agent. If proof of insurance is not provided, Single Interest Insurance to cover the value of the vehicle will be issued by the credit union and the cost of the premium is added to the current loan balance. Insurance covering the vehicle issued on behalf of the credit union is not liability insurance, and does not satisfy any state financial responsibility or no fault laws.
Maximum age of a used motor vehicle to be eligible for financing is ten (10) years from the current calendar year.
To be eligible for financing, a used motor vehicle’s mileage must be less than 150,000 miles.