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Auto Loans

Vehicle Financing

Getting Pre-approved is the best way to determine how much car or truck you can afford, based on your debt to income ratio, credit score and payment preferences. Don’t wait until you get to the auto dealership to think about those financial essentials. Whether you’re looking for a new-to-you family vehicle or your dream car, we can help! Our easy loan application process is just the beginning. Our loans feature:

  • Low loan rates
  • Flexible loan terms up to 84 months
  • Convenient payment options with Automatic Transfers, Payroll Deduction, etc.
  • Peace of mind protection with GAP and extended Warranty

Car Buying Tips for a Great Experience

Pre-approval of your loan application is a valuable bargaining tool when negotiating with dealerships. *Lending terms may be different for used vehicles. Please view our rates for current used vehicle term limits.

Please submit proof of insurance for your auto loan to the address below. Proof of insurance must show that Brazos Star Credit Union is the lien holder (loss payee) on the vehicle with full coverage insurance and the amount of deductibles for comprehensive and collision protection is not to exceed $500.00.

Brazos Star Credit Union
701 Harvey Road
College Station, TX 77840

Fax #: 1-979-846-6866 

Auto Insurance Notice

Please call us if you have any questions regarding the coverage requirements.  Have your insurer fax or email a copy of your declarations page to the credit union for easy transmission.

Within ten (10) days of the funding date of a loan, proof of insurance is required to be furnished by the member or their insurance agent. If proof of insurance is not provided, Single Interest Insurance to cover the value of the vehicle will be issued by the credit union and the cost of the premium is added to the current loan balance. Insurance covering the vehicle issued on behalf of the credit union is not liability insurance, and does not satisfy any state financial responsibility or no fault laws. 
Maximum age of a used motor vehicle to be eligible for financing is ten (10) years from the current calendar year. 

To be eligible for financing, a used motor vehicle’s mileage must be less than 150,000 miles.